How to Make Money with my Phone Without Investment | 20 Best Ways

how to make money with my phone without investment

In today’s digital age, the power of smartphones extends far beyond mere communication.

These small devices have evolved into powerful tools to unlock new income streams, which offer opportunities for growth and independence.

If you are among the numerous smartphone users making queries daily on search engines on ‘how to make money with my phone without investment’, then welcome to our comprehensive guide on 20 best ways to make money with your phone without investing.

Imagine leveraging the capabilities of your smartphone to generate income without any initial investment – it’s not just a dream; it’s a tangible reality.

In this blog post, we’ll delve into a variety of proven methods and strategies that harness the potential of your smartphone. From freelance gigs to passive income streams, from creative pursuits to online entrepreneurship, we’ve covered it all.

Whether you’re a student looking to earn extra cash, a stay-at-home parent seeking financial flexibility, or anyone eager to explore new income avenues, this guide is your road-map to success.

No matter your skills, interests, or background, there’s a money-making opportunity waiting for you within the confines of your handheld device.

Key Takeaways

  • Thanks to technology, anyone with access to a smartphone and an internet connection can embark on a journey towards financial empowerment.
  • If you have some excess items in your home, you have a convenient opportunity to earn money using your phone. Following the advice of many experts who suggest the “six-month rule” – if you haven’t used or worn something in the past six months, it’s likely safe to part with it.
  • There are lots of ways to earn money with just your smartphone. By trying out different options, you can use your skills and what you have to make money and feel more financially secure.

Can I Make Money With My Smartphone?

If you have been asking if you can make money with your smartphone, the answer is a resounding yes.

Gone are the days when smartphones were merely devices for communication and entertainment. Now, they serve as powerful tools for earning income, offering a myriad of opportunities right at your fingertips.

One of the most significant advantages of using your smartphone to make money is accessibility. Almost everyone owns a smartphone nowadays, and with internet connectivity becoming more widespread, the barriers to entry for earning income through these devices are lower than ever before.

Additionally, making money with your smartphone often requires minimal upfront investment. Many opportunities, such as freelance work, app testing, and affiliate marketing, can be pursued with little to no initial capital. This makes it particularly appealing for individuals who may not have significant savings or resources to invest but are eager to improve their financial situation.

Whether you’re at home, on the go, or even while traveling, your smartphone enables you to access various income-generating platforms and opportunities with ease.

How to Make Money With My Phone Without Investment

The days when making money required substantial capital or specialized expertise are long gone. With the democratization of technology, anyone with access to a smartphone and an internet connection can embark on a journey towards financial empowerment.

If you’re aiming to supplement your existing income, pursue a side hustle, or build a sustainable online business, your smartphone can serve as the launchpad for your ambitions.

20 Best Ways to Make Money With Your Phone Without Investment

  1. Become a user tester
  2. Sell your photos or videos
  3. Earn through playing games
  4. Take Online Surveys.
  5. Watch videos Or Listen To Music
  6. Start a dropshipping business
  7. Sell Products Online From Your Phone
  8. Get paid to translate Text
  9. Earn cash back when you shop
  10. Rent out your closet
  11. Sell Pictures Of Your Feet
  12. Do Voice-overs
  13. Tutoring Students Remotely
  14. Trade-in Old Items on Amazon
  15. Rent Out Ad Space.
  16. Sell Unused Gift Cards.
  17. Monetize your social media account
  18. Get Paid for Walking
  19. Participate in consumer research
  20. Sell Your Data

1. Become a User Tester

A user tester is someone who evaluates the usability and functionality of a product, such as a website or app, by testing it from the perspective of an end user. This involves identifying any issues or areas for improvement and providing feedback to the development team.

It is a low-stress way to make money on your phone with little effort. All you need to do is visit the website or download the app, test it out, and report your findings back to the testing company.

UserTesting and TryMyUI app are some platforms that connect brands with people who are willing to provide feedback on their products and services. You can earn money by taking part in user tests and live interviews.

For example, a 5-minute user test pays $4, a 20-minute user test pays $10, and live interviews can pay anywhere from $30 to $120.

This provides an opportunity for you to share your thoughts and opinions while also earning some extra income.

2. Sell your Photos or Videos

If your smartphone has a high-quality camera, a way to make with your phone without investment and earn passive income is by selling mobile photography online to major stock agencies like FOAP, and Shutterstock.

You simply need to take professional-grade photos with your phone, upload the images to these sites, set a price per photo, and describe relevant details.

Each time someone licenses your photography for ads, magazines, websites, presentations, and more, you can earn 50-75% of the profit. With your phone camera and no upfront investment, you can create a steady stream of profit from people purchasing your images for commercial use around the web.

On FOAP, you can sell photos for $10 each and keep half of the sale, which is $5. You have the option to either create your own portfolio of potential stock photos for companies or submit your photos to specific “missions.”

A mission refers to a task given by a larger company that is looking for particular images. If your content catches the attention of the mission poster, you have the opportunity to earn a substantial amount of money. With this option, selling phone photos can turn a common hobby into cash.

3. Earn Through Playing Games

If you find joy in playing games on your smartphone, why not capitalize on your hobby to earn some additional income?

Apps such as Mistplay offer rewards for playing games on your mobile device. The offering includes a variety of genres, such as survival, card, puzzle, adventure, and strategy games.

Upon installing Mistplay and setting up an account, you can accumulate in-app currency based on the time you spend playing. Subsequently, you can exchange this currency for gift cards from reputable brands like Amazon, Best Buy, and others.

Besides Mistplay, there’s also InboxDollars, another application that compensates you for playing games. Furthermore, you can supplement your earnings by participating in surveys via the app or by receiving cash back from affiliated retailers.

Playing mobile games might not make you wealthy. However, it presents a straightforward way to earn some extra money with minimal time investment.

4. Take Online Surveys

A simple method to supplement your income involves participating in surveys using your smartphone in your free moments. Although each survey may only yield a small amount, regularly expressing your thoughts on various brands, products, and advertisements can accumulate into a significant sum over time.

By simply sharing your opinions while waiting in line or during commercial breaks, it’s possible to generate over $100 per month. Leading survey applications such as SurveyJunkie, Swagbucks, InboxDollars, and SurveyMonkey streamline initiating your earnings without requiring any initial financial commitment. Engaging in surveys transforms time that would otherwise be idle into tangible monetary rewards.

Also, watch out for survey scams. Legitimate survey platforms will never ask for payment or personal financial information.

5. Watch videos or Listen to Music

By watching videos on your phone, you have the potential to earn money for the time you invest.

For instance, Swagbucks compensate users for watching videos and fulfilling other brief tasks, such as playing games or participating in surveys. Additionally, you can receive cash back for online or in-store purchases through the Swagbucks app.

Create an account and begin watching or listening. This can typically be done in your free time with minimal effort.

See this post on How to get paid to learn in 2024

6. Start a Dropshipping business

Making money as a drop shipper is a straightforward process. You purchase products from a third-party company at wholesale prices and then sell them to your audience at retail prices. The difference becomes your profit.

The beauty of this model is that you are not required to store any inventory or handle shipping, allowing you to manage your business entirely from your smartphone.

In recent years, dropshipping has gained significant traction and is projected to continue its expansion. According to Grand View Research, the dropshipping industry was valued at $225.99 billion in 2022 and is anticipated to grow by 23.4% from 2023 to 2030.

This indicates a promising outlook for those interested in pursuing dropshipping as a business opportunity.

7. Sell Products Online From Your Phone

Do you have any old clothing, furniture, books, or any other items that you no longer need? If so, there are numerous mobile apps available for you to sell these items and earn some additional money.

If you have some excess items in your home, you have a convenient opportunity to earn money using your phone. Following the advice of many experts who suggest the “six-month rule” – if you haven’t used or worn something in the past six months, it’s likely safe to part with it.

You can list your items for sale online, and once they are sold, you will receive payment. Some of the top choices for selling your belongings through your phone include platforms such as Facebook Marketplace, local Facebook bargain groups, Craigslist, eBay, as well as apps like Decluttr or LetGo.

Additionally, for clothing items, you can explore options such as Depop and Poshmark, which specialize in clothing resale. You can also run a Shopify store from your phone and sell several other goods from your phone.

8. Get Paid to Translate Text

If you are proficient in English and come from a non-English-speaking country, there are opportunities for you to capitalize on your language skills and assist businesses in expanding into new markets. Many companies are actively seeking native speakers of foreign languages to facilitate their growth in diverse regions.

Platforms like Upwork provide a platform for you to register an account and offer your translation services to potential clients. While it is advantageous to complete tasks on a computer, you can also perform translation work using your mobile phone. Translation services offer a viable way to earn money online without any initial investment.

Clients on platforms like Upwork value effective communication and a professional demeanor. Therefore, it is essential to meet their expectations by delivering high-quality translation services. If you are committed to this line of work, ensuring that you can fulfill client requirements is crucial for success.

9. Earn Cash back when you Shop

If you make online purchases using your mobile phone, you have the opportunity to receive cash back on your transactions. Money-saving applications like Rakuten and Drop enable you to earn a percentage of your spending back when you shop at their partner stores.

Rakuten, for instance, offers the chance to earn up to 40% cashback when shopping online or via their mobile app.

Additionally, you can receive a welcome cash bonus upon signing up and making qualifying purchases, as well as extra cash rewards for referring friends and family. Combining a cash back app with a cash back credit card can further increase the money you save.

10. Rent out your Closet

For individuals passionate about fashion and possessing a vast wardrobe, renting out clothing can present a lucrative opportunity. This practice not only offers affordable style choices to others but also provides hosts with a chance to generate income. We commend this endeavor for its sustainability and the potential financial benefits it brings.

You can make money from your phone by renting out your closet through clothing rental platforms. By listing a variety of items, including bags and jewelry, and offering longer rental periods, you can maximize your earnings.

Lenders with over 50 listed items often earn thousands of dollars. Renting items for a minimum of three to four days can help you get the best returns.

11. Sell Pictures Of Your Feet

You can sell pictures of your feet online through platforms like FeetFinder, where verified users can buy and sell custom foot content in a safe and secure environment. This allows you to monetize your foot photos and videos effectively.

Additionally, FeetFinder provides a convenient way to earn money by selling feet pictures while keeping your identity safe and secure.

Other platforms where you can sell feet pics online include Snapchat, which is popular and easy to use for selling feet pictures. It is a low-cost way to engage in this type of online business. However, it’s important to note that not everyone is accepted as a foot model on all platforms, so you may need to apply and meet certain criteria.

Selling feet pictures online can be a side hustle for some individuals, it can be a discreet way to earn extra income.

If you are interested in exploring different legitimate sites where you can sell feet pictures online, LogicalDollar provides a list of reputable platforms that offer opportunities to sell feet pics and make money online. This resource can help you choose the best platform that suits your preferences and needs.

12. Do Voice-overs

Currently, a significant portion of the marketing budget is allocated to the production of video and audio content. Numerous businesses are in search of voice actors to dub videos or advertisements into different languages.

If you can connect a microphone to your phone, you can record voiceovers. Customers seeking voice actors anticipate top-notch recordings in specific languages.

So, if your phone can deliver clear and good recordings, you can as well venture into this side hustle and earn some money for yourself.

13. Tutoring Students Remotely

In the modern era, embracing the role of an online tutor empowers you to establish your own schedule, determine your rates, and offer instruction in an array of subjects such as mathematics, science, languages, computer skills, and test preparation.

Platforms like, Varsity Tutors, and StudySoup provide opportunities to connect with students who are seeking educational support, all from the convenience of your own home.

By possessing expertise in various academic areas, you can kick-start your tutoring journey through video chat, allowing you to earn competitive hourly wages without the necessity of formal teaching credentials or any initial financial investment. By showcasing your services and proficiency, these platforms can effectively match you with students who need your valuable guidance and knowledge.

This presents a flexible and rewarding opportunity to make money with your phone without investment while making a positive impact on the academic journeys of others.

14. Trade-in Old Items on Amazon

You can trade in your old items on Amazon on your phone by utilizing the Amazon Trade-In program. This program allows you to exchange eligible items, such as electronics, books, video games, and more, for Amazon gift cards.

Search for the eligible item you want to trade in, submit the details about its condition, and then ship it for free using a provided shipping label. Once Amazon receives and evaluates the item, you’ll receive an Amazon gift card for the appraised value, which you can then use to make purchases on the Amazon website.

This program provides a convenient way to declutter your space and earn Amazon credit for items you no longer need.

It’s important to note that not all items are eligible for trade-in, so be sure to check the program’s guidelines and restrictions before initiating a trade-in.

Check out this post on How to make money on Amazon without selling

15. Rent Out Ad Space

Earn money using your smartphone without any initial investment by capitalizing on the valuable real estate of your lock screen.

One innovative method to supplement your income involves utilizing apps like Adme, which compensates you with $5-15 per month for featuring sponsored content, advertisements, and special offers on your lock screen each time you unlock your device.

Considering that you already encounter advertisements regularly, why not transform that valuable screen space into a source of income? By effortlessly leasing out your lock screen to advertisers, you can effortlessly generate additional revenue.

The process simply entails downloading the app and granting the necessary permissions—after that, the money-making occurs automatically. This approach allows you to harness an asset you already possess to generate cash, all without any initial financial commitment.

This method presents a straightforward way to make money with your phone without investment. It’s important to note that while this opportunity provides a simple way to earn money, it’s essential to review the terms and conditions of such apps to ensure they align with your preferences and privacy considerations.

16. Sell Unused Gift Cards

You can sell your unused gift cards through various platforms and marketplaces, both online and in person. Online platforms like Raise, Cardpool, and Gift Card Granny allow you to list your gift cards for sale, set your own price, and receive payment once the card is sold. These platforms provide a convenient way to turn your unused gift cards into cash.

In addition, you can also consider selling your gift cards through online marketplaces such as eBay or Craigslist, where you can reach potential buyers directly.

By selling your unused gift cards, you can free up the value stored in these cards and convert it into cash that can be used for other purposes.

17. Monetize your Social Media Account

You can effortlessly make money with your phone by monetizing your social media accounts. You can do this through various methods, such as influencer marketing, affiliate marketing, sponsored posts, selling products or services, and offering exclusive content through subscription-based platforms.

It’s important to note that you’ll need to first establish a substantial following, so this may not be a quick way to generate income. Nonetheless, there are social media content creators who are earning significant revenue from their channels.

TikTok, a widely popular social media platform, offers the potential for users who invest significant time in the app to earn money from their presence. You can also utilize TikTok to direct visitors to your own website or online store and make sales.

18. Get Paid for Walking

Walking is a great way to earn money while staying active. Some various apps and platforms offer rewards or monetary compensation for simply walking or exercising. These apps often use your smartphone’s built-in step counter or GPS to track your physical activity and then provide you with points, rewards, or even cash based on the distance you cover.

Some popular apps that offer rewards for walking include Sweatcoin, Achievement, and StepBet. These apps not only encourage physical activity but also provide incentives for leading a healthier lifestyle.

If you enjoy walking or exercising regularly, these apps can be a fun and rewarding way to earn some extra income while improving your fitness.

19. Participate in consumer research

Participating in consumer research can be a great way to earn money using your phone. Many companies and market research firms are constantly looking for individuals to provide feedback on products, services, and consumer trends.

You can sign up for online surveys, focus groups, product testing, and other research activities through various platforms and apps.

By sharing your opinions and insights, you can earn rewards, cash, or gift cards. Additionally, some research opportunities may involve testing new products or services before they are released to the public.

Popular platforms for participating in consumer research include Survey Junkie, Swagbucks, Toluna, and Pinecone Research. These platforms offer a convenient way to engage in consumer research activities and earn money from the comfort of your own home using your phone.

20. Sell Your Data

Selling your data can be a way to make money with your phone without investment. Some companies and apps allow you to monetize your data by participating in market research, and surveys, or by sharing your browsing habits and online behavior.

These platforms often aggregate and anonymize the data before selling it to businesses for market analysis and targeted advertising.

However, it’s important to carefully consider the privacy and security implications of sharing your data. Be sure to thoroughly research and understand the terms and conditions of any platform before participating in selling your data.

If you decide to pursue this avenue, make sure to use reputable and trustworthy platforms to ensure the protection of your personal information. Always prioritize your privacy and security when engaging in any activities that involve sharing your data for monetary gain.


In summary, you can make money with your phone without spending any money upfront. Nowadays, it’s easier than ever. You can do things like translating, selling stuff online, taking surveys, or using apps that pay you for walking or sharing information.

There are lots of ways to earn money with just your smartphone. By trying out different options, you can use your skills and what you have to make money and feel more financially secure.

With the right attitude and dedication, making money with your phone can be a great way to grow financially and be more independent.

FAQs: How to make with my phone without investment

Which apps pay real money?

Several apps pay for different endeavors. Swagbucks offers surveys and gift cards, Survey Junkie conducts online surveys, Rocket Money helps with financial tracking, and Doordash employs delivery drivers.

How can I make money with my phone as a student?

There are ways to make money with your phone as a student. Some include taking surveys, shopping online, playing games to earn rewards, and reading emails.

Can I make money as a teenager?

Yes, there are different money-making options for teenagers. Whether it is with your phone or not, vast opportunities for income have been presented with the advancement of technology.


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