How to Make Money at 12: The Wealthiest Kids

how to make money at 12

At 12, the world brims with possibilities. How to make money at 12 isn’t just about earning pocket money; it’s a journey into responsibility, financial education, and personal growth. Understanding the nuances of earning at a young age equips minors with essential life skills and introduces them to early responsibilities.

The entrepreneurial spirit can spark at any age, and 12 years old is no exception! While certain limitations exist due to age, there’s a whole world of opportunities waiting for those with a little hustle and creativity.

So, let’s dive into these 15 unique ways to make money at 12, all while learning valuable skills and building a foundation for future success.

Table of Contents

How to Make Money at 12: 15 unique ways

Here are 15 ways to make money at 12:

1. Household Chores (with a Twist):

Level up your chore game! Instead of just vacuuming for pocket change, propose a “Chore Menu” with tiered pricing based on difficulty and effort. Offer cleaning packages for specific rooms or events, like birthday parties. You’ll be surprised at how much parents appreciate a helping hand and a professional touch.

2. Yard Work Wizard:

Turn your green thumb into a green thumb for cash! Offer lawn mowing, weeding, leaf raking, and other yard work services to neighbors, especially the elderly or busy professionals. Advertise on local community boards or use flyers to spread the word.

Check out: How to Make Money as a 13 Year Old in 2024 | 15 Fast Ways

3. Pet Power:

how to make money at 12

Animal lovers, rejoice! Dog walking, pet sitting, and pet grooming are all in high demand. Start small with your neighbors’ pets and build trust before expanding your services. Remember, responsible pet care is key!

4. Artistic Alchemy:

Channel your inner artist! Sell handmade crafts like jewelry, paintings, or knitted scarves at local markets or online platforms like Etsy (with parental supervision). You can even offer custom-made designs for that extra personal touch.

5. Tech Tutor:

Are you a tech whiz? Offer tutoring services to seniors or children struggling with technology. Help them navigate social media, set up email accounts, or troubleshoot basic computer issues.

See also: How to Make Money as a 13 Year Old in 2024 | 15 Fast Ways

6. Brain Booster:

Love learning? Tutor younger students in subjects you excel in, like math, science, or even foreign languages. You can offer online or in-person sessions, tailoring your approach to individual needs.

7. Bookworm Bonanza:

Turn your love for books into a side hustle! Organize book swaps or used book sales in your neighborhood. You can even offer book recommendations and reviews online, building a loyal following among fellow bibliophiles.

8. Game Master:

Board game enthusiast? Host game nights for families or children’s parties. Charge a small entry fee or offer add-ons like snacks and drinks. Make it extra fun by creating themed nights or introducing new games to your audience.

Check also: How to Make Money on Cash App in 2024 | Proven Tips

9. Coding for Kids:

If you’ve got the coding bug, teach basic coding concepts to younger children through interactive games and activities. You can even create online tutorials or workshops to reach a wider audience.

10. Gardening Guru:

Green thumbs don’t stop at lawns! Offer gardening services like planting, weeding, and garden maintenance for neighbors or local businesses. You can even help design and create beautiful flowerbeds or vegetable patches.

11. Baking Bonanza:

Got a knack for baking? Whip up delicious cookies, cupcakes, or even cakes to sell at school bake sales or local events. You can also offer custom-made treats for birthdays or special occasions.

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12. Content Creator:

Express your creativity through writing, photography, or videography. Start a blog or YouTube channel focused on your interests, like gaming, music, or DIY projects. Monetize your content through advertising, sponsorships, or affiliate marketing (with parental guidance).

13. Upcycling Extraordinaire:

Give old items a new lease on life! Upcycle furniture, clothes, or even discarded materials into unique and functional pieces. Sell your creations online or at local craft fairs, showcasing your eco-friendly approach.

14. Freelancing Fun:

If you have specific skills like graphic design, web design, or social media management, offer your services as a freelancer to businesses or individuals. Platforms like Fiverr and Upwork can connect you with potential clients.

15. Event Helper:

Become the go-to helper for local events! Offer your services for tasks like set-up, decoration, or even running errands. Your reliability and enthusiasm will make you a valuable asset to any event organizer.

See also: How to Make Money While You Sleep in 2024: Optimize Your Earnings

Tips for starting a business at 12

While age has limitations for certain jobs and legal restrictions, at 12, you’re brimming with potential to start a side hustle or even a small business! Here are some tips to guide you:

1. Find your niche:

  • Passion: What are you good at and genuinely enjoy? Your natural skills and interests can be the foundation for a successful venture.
  • Market niche: Look for underserved needs in your community or online. Can you fill a gap or offer a unique twist on existing products or services?
  • Age-appropriateness: Choose something realistic for your age and limitations. Activities like dog walking, tutoring, or crafts are good starting points.

2. Develop your idea:

  • Research: Learn about your target audience, competitor landscape, and potential profit margins.
  • Plan: Develop a business plan outlining your goals, services, costs, and marketing strategies. Parental guidance and involvement are crucial here.
  • Budget: Determine your startup costs and how you’ll finance them. Allowances, small savings, or parental support might be your initial sources.

See also: How To Start An Airbnb Cleaning Business & Service In 2024 | Full Guide

3. Get started:

  • Legalities: Depending on your location and business type, consult with your parents or advisors about any permits or licenses you might need.
  • Branding: Choose a catchy name and create a visual identity for your business.
  • Marketing: Use your network, local listings, social media, or flyers to spread the word about your offerings.

4. Be professional and responsible.

  • Customer service: Deliver excellent service and maintain good relationships with your clients.
  • Quality: Ensure your products or services meet high standards and expectations.
  • Time management: Balance your business with schoolwork and other activities.
  • Finances: Keep track of your income and expenses to be financially responsible.

5. Learn and adapt:

  • Feedback: Be open to constructive criticism and use it to improve your offerings.
  • Flexibility: Be adaptable to changing market demands and willing to adjust your strategies as needed.
  • Growth: Look for opportunities to expand your business, but maintain a realistic pace.

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Benefits of Earning at 12

Earning money at 12 might seem like a distant dream, but it’s closer than you think! While age restrictions may limit certain jobs, there are plenty of ways for young teens to start hustling and reaping the rewards of their hard work. But beyond the pocket change, earning at 12 offers a treasure trove of benefits that extend far beyond the financial. Let’s dive into some of the most valuable perks:

1. Develops Responsibility and Work Ethic:

At age 12, earning money can be a great way to learn about responsibility and accountability. Managing tasks, meeting deadlines, and delivering quality work are all valuable lessons that will translate into other areas of life, like school and future careers.

2. Boosts Financial Literacy:

Earning money at a young age exposes children to basic financial concepts like budgeting, saving, and spending. They learn the value of hard work and how to make responsible financial decisions, which will benefit them throughout their lives.

3. Enhances Confidence and Self-Esteem:

Seeing tangible results from their efforts can be a huge confidence booster for young people. Earning money through their initiative and hard work can give them a sense of accomplishment and pride, contributing to a positive self-image.

Read more: How to Make Money from My Phone | 18 Proven Ways

4. Teaches Valuable Life Skills:

Many of the jobs or activities that 12-year-olds can do to earn money, such as babysitting, dog walking, or helping with chores, involve valuable life skills. They learn communication, customer service, time management, and problem-solving, all of which will be useful in their future endeavors.

5. Provides a Sense of Independence:

Earning their own money gives 12-year-olds a sense of independence and control. They can make their own choices about how to spend their money, which can teach them valuable lessons about consumerism and responsible spending.

6. Sparks Entrepreneurship and Creativity:

For some kids, earning money at age 12 can spark an entrepreneurial spirit. They may come up with creative ideas for side hustles or small businesses, giving them a taste of the world of entrepreneurship and innovation.

7. Contributes to the Family:

In some cases, 12-year-olds who earn money may choose to contribute to their families. This can help foster a sense of responsibility and family involvement, and it can also ease the financial burden on parents.

See also: How to Make Money Selling Feet Pics & Videos in 2024 | A Comprehensive Guide

The Wealthiest Kids at 12: How Young Hustlers Are Making Money

While kids at 12 are typically focused on school, friends, and hobbies, a select few are already building impressive empires and amassing fortunes that would make most adults envious. These young tycoons aren’t just lucky; they’re combining talent, determination, and a bit of entrepreneurial spirit to achieve financial success beyond their years. Let’s dive into the world of these “wealthiest kids” and explore how they’re making their mark on the world:

1. Blue Ivy Carter (Age 11): Estimated Net Worth – $800 Million

how to make money at 12

The eldest daughter of music moguls Beyoncé and Jay-Z, Blue Ivy is already a force to be reckoned with. With a clothing line, Ivy Park Kids, and a voice credit on her mom’s album “Lion King,” she’s building her brand and fortune at a young age.

2. Stormi Webster (Age 5): Estimated Net Worth: $570 Million

Kylie Jenner’s daughter, Stormi, is a social media darling with over 24 million followers on Instagram. Her collaborations with Kylie Cosmetics and partnerships with kids’ clothing brands have made her a mini-marketing machine.

3. North West (Age 9): Estimated Net Worth: $375 Million

Kim Kardashian and Kanye West’s eldest daughter, North, is no stranger to the spotlight. With her clothing line and appearances in her parents’ fashion and beauty ventures, she’s well on her way to financial independence.

4. Ryan Kaji (Age 11): Estimated Net Worth: $100 Million

how to make money at 12

Remember the YouTube phenomenon, Ryan’s World? This young reviewer of toys and games has amassed over 36 million subscribers and millions of dollars in advertising revenue, making him one of the highest-paid YouTubers.

5. Vivienne Marcheline and Knox León Jolie-Pitt (Age 14): Estimated Net Worth: $42 Million

how to make money at 12

Angelina Jolie and Brad Pitt’s twins, Vivienne and Knox, have already dabbled in modeling and acting, securing lucrative brand deals and movie roles. Their association with Hollywood royalty certainly doesn’t hurt their earning potential.

6. Mikaila Ulmer (Age 17): Estimated Net Worth, Undisclosed:

Remember BeeSweet lemonade? This young innovator tackled childhood allergies by combining honey with lemonade, turning her entrepreneurial spark into a multi-million dollar business by the age of 13. Mikaila’s story is an inspiration for aspiring inventors and business owners.

7. Moziah Bridges (Age 12): Estimated Net Worth – Undisclosed:

This coding whiz kid started programming at the age of five and created his mobile app at eight. Now working on developing artificial intelligence and blockchain technology, Moziah’s future in the tech world is anything but predictable. He proves that age is no barrier to innovation and technical mastery.

8. Bella and Olivia Bhavani (Ages 13 and 11): Estimated Net Worth – Undisclosed:

These sisters founded “Goodie Girls,” a subscription box service delivering healthy snacks and educational activities to children. Bella and Olivia’s focus on wellness and education while making a profit showcases their entrepreneurial acumen and social responsibility.

9. Jeremy Schueller (Age 15): Estimated Net Worth – Undisclosed:

This young inventor created a device that helps visually impaired people identify and avoid obstacles. Jeremy’s dedication to solving problems and improving lives demonstrates that success can come in many forms, not just financial figures.

10. Avani Joshi (Age 16): Estimated Net Worth – Undisclosed:

With over 12 million followers on TikTok, Avani is a social media sensation, captivating audiences with her dance moves and humor. Her savvy brand partnerships and collaborations showcase the power of influencer marketing in the digital age.


Making money at 12 isn’t just about earning pocket change; it’s about developing valuable skills, fostering a sense of responsibility, and laying the groundwork for future success.

So, don’t be afraid to experiment, get creative, and embrace the entrepreneurial spirit! Who knows, your 12-year-old hustle might just turn into a lifelong passion or even the seeds of a future business empire.

Frequently Asked Questions:

Is it legal for a 12-year-old to make money?

Laws and regulations regarding child labor vary by location. Always check with your parents and local authorities to ensure any money-making activities comply with legal requirements.

How can I get started without any money?

Many of the ideas listed above require minimal to no investment. Start with skills and resources you already have, like offering chores, yard work, or pet care services.

What if I’m not sure what to do?

Talk to your parents, friends, and teachers for ideas and inspiration. Explore your interests and hobbies to see if there’s a way to monetize them. Research online for further inspiration and tips.

How can I keep my money safe?

Open a savings account with your parents’ help to save and track your earnings. Be responsible with your spending and avoid unnecessary expenses.


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